Let’s Talk Differences in Bonds- Municipal, Corporate, Government
Bonds are a type of debt instrument that allow investors to lend money to a borrower and receive interest payments in return. There are different types of bonds, each with its own characteristics, risks and benefits. In this blog post, we will talk about the...
Life in balance creates more balance.
Hi everyone! Today I want to talk about one of the most important principles that guides lifestyle: life in balance creates more balance. What does this mean? It means that when we align our actions with our values, goals and priorities, we create a positive feedback...
The Pitfalls of self-directed IRA’s
Self-directed IRA's are a type of retirement account that allow you to invest in alternative assets, such as real estate, precious metals, private equity, and more. They can offer more flexibility and control over your retirement savings, but they also come with some...
Finances and Life’s Big Moments
Life is full of milestones and events that can have a significant impact on your finances. Whether you are getting married, buying a house, having a baby, or retiring, you need to plan ahead and budget accordingly. To get you aware of the certainty of uncertainty, ,...
What to look for in a mentor.
A mentor is someone who can guide you, support you, and challenge you to grow in your personal and professional life. A mentor can be a valuable asset for anyone who wants to achieve their goals and reach their full potential. This is often a reciprocal arrangement...
The Need to know about average home maintenance costs.
If you own a home, you know that maintenance is inevitable. But how much does it cost to keep your house in good shape? And what factors affect the average home maintenance costs? According to a general rule of thumb, homeowners should budget about 1% of their home's...
Upsides and Downsides Being Self-Employed Versus an Employee
If you are thinking about starting your own business or becoming a freelancer, you might be wondering how it compares to working as an employee for someone else. There are upsides and downsides to both options, and the best choice depends on your personal preferences,...
Let’s Talk About Living with Student Loans
If you are like millions of Americans, you probably have some student debt. Whether it’s from college, graduate school, or a vocational program, student loans can be a huge burden on your finances and your mental health. But don’t despair, there are ways to cope with...
Financial Planning Items to Consider When Your Child Turns 18
If you have a child who is about to turn 18, you may be wondering what financial planning steps you should take to help them transition into adulthood. Here are some items to consider: - Health Care Directive: This document allows your child to name someone who can...
Should You Have a Budget?
Many people think that having a budget is a hassle or a restriction on their spending habits. They may believe that budgeting is only for those who have a low income or a lot of debt. However, this is not true. Budgeting is a powerful tool that can help anyone achieve...
I’ve been laid off-Now what?
Losing your job can be a devastating experience. You may feel angry, betrayed, scared, or depressed. You may wonder how you will pay your bills, find a new job, or cope with the stress. You are not alone. Millions of people face unemployment every year, and many of...
The Recent Bank Collapses and what it Means for You.
In the past few months, several major banks around the world have announced their bankruptcy or insolvency, leaving millions of customers and investors in a state of shock and uncertainty. What caused these bank failures and how will they affect you and your money?...
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