Higher 2023 IRA and Roth IRA Contribution Limits and Phase Out
Higher 2023 IRA and Roth IRA Contribution Limits and Phase Outs: If you are planning to save for your retirement, you may want to consider opening an Individual Retirement Account (IRA) or a Roth IRA. These are tax-advantaged accounts that allow you to invest your...
Helpful tips on deciding which charities to support this year
As the year comes to an end, many people are looking for ways to give back to their communities and causes they care about. However, with so many charities out there, it can be hard to choose which ones to support. How can you make sure your donations are going to the...
Developing your personal financial team
Developing your personal financial team. One of the most important steps you can take to achieve your financial goals is to build a team of professionals who can support you along the way. A personal financial team is a group of experts who can provide you with...
Hard Choices, Easy Life. Easy Choices, Hard Life
That's the motto of my life. Well, not really, but it sounds cool, doesn't it? It's like something you would see on a motivational poster or a bumper sticker. But what does it actually mean? And is it true? Let me tell you a story. A few years ago, I was faced with a...
The more we learn, the less we know
Albert Einstein once said: "The more I learn, the more I realize how much I don't know." He was not being modest. He was being honest. He knew that every discovery he made opened up new avenues of inquiry, new challenges to overcome, new puzzles to solve. He knew that...
Behind on Retirement Savings!
Many of the young couples I meet come to me in a panic because they feel they are behind on retirement savings, late in buying a house, or overdue in thinking about their children’s education expenses. Many of the young couples I meet come to me in a panic because...
Minimizing Lifetime Taxes
Minimizing Lifetime Taxes with Roth Conversions in Early Retirement One of the most important decisions you can make in early retirement is how to optimize your tax situation. If you have a mix of pre-tax and post-tax accounts, such as traditional and Roth IRAs, you...
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